Privacy Policy

Information We Collect

When you visit our website or use our services, we collect information that helps us provide better budget trend analysis and financial insights. We're transparent about what we gather and why.

How We Use Your Information

Every piece of information we collect serves a specific purpose in delivering our budget trend analysis services. We don't use your data for unrelated activities.

• Providing personalized budget analysis and financial trend insights based on your specific data
• Communicating with you about our services, updates, and responding to your inquiries
• Improving our analytical tools and developing new features for better financial analysis
• Ensuring website security and preventing unauthorized access to your financial information
• Complying with legal requirements under Taiwan's Personal Data Protection Act and international standards
• Generating anonymized reports and insights that help improve our overall service quality

Information Sharing and Disclosure

We maintain strict control over your information. Sharing only occurs under specific circumstances, and we never sell your personal or financial data to third parties.

When We Share Information

• With trusted service providers who help us deliver our budget analysis services, under strict confidentiality agreements
• When required by law or to comply with legal processes in Taiwan or other applicable jurisdictions
• To protect our rights, property, or safety, or that of our users, in accordance with applicable laws
• In connection with business transactions like mergers or acquisitions, with appropriate data protection measures

Third-Party Services

We work with carefully selected partners for specific functions like cloud hosting, analytics, and communication tools. These partners can only access information necessary for their specific services and must maintain the same privacy standards we uphold.

Your Privacy Rights

Under Taiwan's Personal Data Protection Act and international privacy standards, you have significant control over your personal information. We make exercising these rights straightforward.

To exercise any of these rights, contact us using the information provided below. We'll respond within 30 days and verify your identity to protect your information.

Data Security and Protection

Financial information requires the highest level of security. We employ multiple layers of protection to safeguard your data against unauthorized access, alteration, or disclosure.

Security Measures

• SSL encryption for all data transmission between your device and our servers
• Secure cloud infrastructure with redundant backups and disaster recovery protocols
• Access controls ensuring only authorized personnel can view your information
• Regular security audits and vulnerability assessments to maintain protection standards
• Employee training on data protection and confidentiality requirements
• Incident response procedures for rapid containment of any potential security issues

While we implement comprehensive security measures, no system is completely immune to risks. We continuously monitor and update our security practices to address emerging threats.

Data Retention

We keep your information only as long as necessary to provide our services and comply with legal obligations. Different types of data have different retention periods based on their purpose and legal requirements.

Retention Periods

• Account information: Retained while your account is active plus 3 years after closure
• Financial analysis data: Kept for the duration of service provision plus 7 years for audit purposes
• Communication records: Stored for 5 years to maintain service quality and resolve disputes
• Website usage data: Typically retained for 2 years for analytics and improvement purposes
• Legal compliance data: Retained according to specific legal requirements, which may vary

When data reaches the end of its retention period, we securely delete or anonymize it according to industry best practices.

International Data Transfers

While we primarily operate in Taiwan, some of our service providers and infrastructure may be located in other countries. When we transfer your information internationally, we ensure appropriate safeguards are in place.

We only transfer data to countries with adequate privacy protection or under specific safeguards like standard contractual clauses, binding corporate rules, or other approved mechanisms that ensure your information receives equivalent protection.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your experience and provide better services. You can control how cookies are used through your browser settings.

Types of Cookies We Use

• Essential cookies: Required for website functionality and security
• Performance cookies: Help us understand how visitors use our website
• Functional cookies: Remember your preferences and settings
• Analytics cookies: Provide insights into website usage and improvement opportunities

Most browsers allow you to refuse cookies or alert you when cookies are being sent. However, some website features may not function properly without certain cookies.

Changes to This Privacy Policy

We may update this privacy policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. We'll notify you of significant changes through email or prominent website notices.

Minor updates may be posted directly to this page with an updated "last modified" date. We encourage you to review this policy regularly to stay informed about how we protect your information.